Alloy vs Winona: Which Online HRT Provider Fits You? (2026)

A side-by-side of what Alloy and Winonapublish: price, first charge, a year's cost, labs, commitment and the catch. Prices checked Oct 7, 2026. Neither company reviewed or approved this comparison.

By CalcMyPeptide Editorial · Published · Prices checked · How we rank

30-second verdict

Pick Alloy for FDA-approved estradiol at a low cash price. Pick Winona for compounded bioidentical creams and pills without a lab visit. Alloy costs less over a year on published prices. Winona scores higher on our rubric (6.6 vs 8.2).

Alloy vs Winona side by side

FactorAlloyWinona
What they offerFDA-approved estradiol: pill, gel, patch, vaginal cream, Evamist spray; Progesterone; GLP-1 weight careCompounded bioidentical HRT: estrogen body cream, patch, tablets, vaginal cream; progesterone capsules and cream; DHEA; Non-hormonal: sildenafil arousal cream, minoxidil serum, estriol face cream
Lowest-cost menopause HRT planEstradiol pill (shipped and billed every 3 months)Estrogen tablets (billed every 28 days)
Monthly (plan price)$39.99$58.66
First charge$168.97$54
12-month cost$528.88$703.93
Minimum term3 months4 weeks
LabsNot required on the pages read.Not required. Prescribed on symptoms.
PrescribersBoard-certified, menopause-trained medical doctors (Menopause Society/ACOG protocols).30+ board-certified physicians.
Insurance / HSADoes not accept insurance. HSA/FSA accepted.No insurance. HSA/FSA accepted.
Commitment3-month supplies.Subscription. 30-day supply billed every 28 days, or 90-day supply every 84 days.
Cancellation and refundsNot stated on the pages read.Cancel or pause (up to 90 days) anytime in account. Refunds only within the 24-hour processing window.
StatesAll 50 states + DC.AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KY, ME, MD, MA, MI, MN, MO, MT, NE, NV, NH, NJ, NY, NC, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI, WY + Puerto Rico. Ages 35–59 for HRT.
The catchBilled quarterly, and the patch price conflicts on Alloy's own page ($100 vs $74.99).Compounded hormones (not FDA-approved), ages 35 to 59 only.
Our score6.6/108.2/10
CheckedPrices checked Oct 7, 2026 · sourcePrices checked Oct 7, 2026 · source
Next stepCheck Alloy's plans and pricing on its site →Check Winona's plans and pricing on its site →

Your cost with each

Providers
ProviderPlanMonthlyFirst chargeFirst 90 days12-monthMinimum termNot included / assumptionsChecked
AlloyEstradiol pill (shipped and billed every 3 months)Includes: Unlimited doctor messaging$39.99$168.97$168.97$528.883 monthsProgesterone, if needed (priced separately; not captured)Prices checked Oct 7, 2026 · source
WinonaEstrogen tablets (billed every 28 days)$58.66$54$216$703.934 weeksPrice is 'from'; dose can change itPrices checked Oct 7, 2026 · source
WinonaEstrogen tablets + progesterone capsules (every 28 days)$101.03$93$372$1,212.324 weeksPrices are 'from'; dose can change themPrices checked Oct 7, 2026 · source
AlloyEstradiol patch (billed every 3 months)Includes: Unlimited doctor messaging$100$349$349$1,2493 monthsProgesterone, if needed (priced separately; not captured) Alloy's page source also shows $74.99/mo for the patch; we use the $100/mo shown on the page.Prices checked Oct 7, 2026 · source

First charge = one-time fees plus the first billing block. First 90 days = cash paid on the provider's billing calendar. 12-month = one-time fees + 12 months of the plan price + scheduled extras (like follow-up labs). "not published" means the provider's own pages don't say; we never fill the gap with a guess. Full math: methodology.

If you want the lowest year-one cash cost

Alloy comes out lower on published prices. Remember care-only plans exclude medication.

If you want to use insurance

Alloy: Does not accept insurance. HSA/FSA accepted. Winona: No insurance. HSA/FSA accepted.

If you want FDA-approved medication

Alloy offers: FDA-approved estradiol: pill, gel, patch, vaginal cream, Evamist spray. Winona offers: Compounded bioidentical HRT: estrogen body cream, patch, tablets, vaginal cream; progesterone capsules and cream.

Pros and cons

Alloy

Pros

  • FDA-approved products
  • Low entry price
  • All 50 states
  • Trustpilot 4.3 (4,007 reviews)

Cons

  • Patch price conflict on page ($100 vs $74.99)
  • Billed quarterly
Full Alloy review →

Winona

Pros

  • No labs needed
  • Owns its compounding pharmacies
  • Trustpilot 4.6 (8,666 reviews)

Cons

  • Compounded hormones (not FDA-approved)
  • No testosterone or GLP-1
  • Age 35–59 only
Full Winona review →

FAQ

Is Alloy or Winona cheaper?

On published prices checked Oct 7, 2026, Alloy costs less over 12 months for menopause HRT: about $528.88 vs $703.93, each on its lowest-cost plan.

Which has the higher score, Alloy or Winona?

Winona scores higher on our rubric (6.6 vs 8.2 out of 10 for Alloy and Winona). The score is a weighted checklist of what each publishes, not a test of outcomes.

Do Alloy and Winona require labs?

Alloy: Not required on the pages read. Winona: Not required. Prescribed on symptoms.

Can I switch from Alloy to Winona?

Yes, but check the minimum term and refund rules first. Alloy: Not stated on the pages read. Winona: Cancel or pause (up to 90 days) anytime in account. Refunds only within the 24-hour processing window.

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Sources