The Best Online HRT and Menopause Care of 2026

14 menopause telehealth providers compared on what you pay to start, whether insurance applies, where your medication is billed, and FDA-approved vs compounded options. Every price is from the provider's own pages, checked Oct 7, 2026. We did not use these services ourselves.

By CalcMyPeptide Editorial · Published · Prices checked · How we rank

Choose your path

Cost calculator: first charge, 90 days and a year

Care-only services exclude medication, which you pay at your pharmacy (often with insurance), so compare like with like.

Providers
ProviderPlanMonthlyFirst chargeFirst 90 days12-monthMinimum termNot included / assumptionsChecked
PlushCareMembership + first visit (no insurance)Care fee only; medication paid separately$19.99$129$168.98$348.89not publishedFollow-up visits (frequency not published) Medication and labsPrices checked Oct 7, 2026 · source
WispMenopause ConsultCare fee only; medication paid separately$33$33$99$396not publishedMedication (paid at your pharmacy)Prices checked Oct 7, 2026 · source
EvernowMembership, 12-month ($420)Care fee only; medication paid separately$35not publishednot published$42012 monthsMedication (not published; insurance can apply at a pharmacy) Whether the $420 is charged upfront is not stated.Prices checked Oct 7, 2026 · source
StellaSelf-pay visitsCare fee only; medication paid separatelynot published$200$200$470not publishedMedication (paid at your pharmacy) Stella says most people have a visit every 3 months; we use that.Prices checked Oct 7, 2026 · source
AlloyEstradiol pill (shipped and billed every 3 months)Includes: Unlimited doctor messaging$39.99$168.97$168.97$528.883 monthsProgesterone, if needed (priced separately; not captured)Prices checked Oct 7, 2026 · source
EvernowMembership, month to monthCare fee only; medication paid separately$49$49$147$5881 monthMedication (not published; insurance can apply at a pharmacy)Prices checked Oct 7, 2026 · source
WinonaEstrogen tablets (billed every 28 days)$58.66$54$216$703.934 weeksPrice is 'from'; dose can change itPrices checked Oct 7, 2026 · source
Joi + BlokesWomen's BHRT (billed quarterly)$59$326$326$8573 months-Prices checked Oct 7, 2026 · source
Kindr HealthCore plan ($79 first month)Includes: Medication, provider care, shipping$89$79$257$1,058not published-Prices checked Oct 7, 2026 · source
WinonaEstrogen tablets + progesterone capsules (every 28 days)$101.03$93$372$1,212.324 weeksPrices are 'from'; dose can change themPrices checked Oct 7, 2026 · source
AlloyEstradiol patch (billed every 3 months)Includes: Unlimited doctor messaging$100$349$349$1,2493 monthsProgesterone, if needed (priced separately; not captured) Alloy's page source also shows $74.99/mo for the patch; we use the $100/mo shown on the page.Prices checked Oct 7, 2026 · source
Henry MedsWomen's HRT, any optionIncludes: Visits, medication, supplies, shipping$149$149$447$1,7881 month-Prices checked Oct 7, 2026 · source
Hone HealthPremium membership + estradiol patch or gelIncludes: Consults and labs every 3 months (Premium)$213$278$704$2,6211 month-Prices checked Oct 7, 2026 · source
Hone HealthPremium + estradiol patch/gel + progesteroneIncludes: Consults and labs every 3 months (Premium)$262$327$851$3,2091 month-Prices checked Oct 7, 2026 · source
Midi HealthSelf-pay visitsCare fee only; medication paid separatelynot published$250not publishednot publishednot publishedReturning visits $150 each (how often is not published) Prescriptions and labs (billed separately)Prices checked Oct 7, 2026 · source
MyMenopauseRxSelf-pay virtual visitCare fee only; medication paid separatelynot published$150not publishednot publishednot publishedFollow-up visits (every 8 to 12 weeks at first, then about every 6 months) Medication (paid at your pharmacy) Labs ($55 menopause bundle, if ordered)Prices checked Oct 7, 2026 · source
EdenMy Custom Hormone Kit (first month)not published$79not publishednot publishednot publishedMonthly price after the first month (not published)Prices checked Oct 7, 2026 · source

First charge = one-time fees plus the first billing block. First 90 days = cash paid on the provider's billing calendar. 12-month = one-time fees + 12 months of the plan price + scheduled extras (like follow-up labs). "not published" means the provider's own pages don't say; we never fill the gap with a guess. Full math: methodology.

Comparison table

ProviderBest forScorePlan pricedMonthlyFirst charge12-monthLabsThe catchCheckedNext step
Hone HealthLab-heavy care with testosterone for women on the menu8.5/10Premium membership + estradiol patch or gel$213$278$2,621$65 initial test, 50+ biomarkers, at 2,000+ Quest locations, or a free at-home draw where available. Premium retests every 3 months.Treatment needs the $155/mo Premium membership on top of medication.Prices checked Oct 7, 2026 · sourceCheck Hone Health's plans and pricing on its site →
WinonaCompounded bioidentical creams and pills without a lab visit8.2/10Estrogen tablets (billed every 28 days)$58.66$54$703.93Not required. Prescribed on symptoms.Compounded hormones (not FDA-approved), ages 35 to 59 only.Prices checked Oct 7, 2026 · sourceCheck Winona's plans and pricing on its site →
MyMenopauseRxA menopause specialist billed like a normal visit7.9/10Self-pay virtual visitnot published$150not publishedQuest. Use insurance, or discounted self-pay bundles.$99 late-cancel fee; 39 states plus DC.Prices checked Oct 7, 2026 · sourceCheck MyMenopauseRx's plans and pricing on its site →
StellaGuideline-based HRT through your own pharmacy7.9/10Self-pay visitsnot published$200$470Usually not needed (NAMS guidance).No testosterone yet; medication is paid at your pharmacy.Prices checked Oct 7, 2026 · sourceCheck Stella's plans and pricing on its site →
Kindr HealthOne monthly price with medication included6.8/10Core plan ($79 first month)$89$79$1,058No labs required to start. Lab testing offered.New brand: no Trustpilot reviews yet and LegitScript certification listed as pending.Prices checked Oct 7, 2026 · sourceCheck Kindr Health's plans and pricing on its site →
PlushCareA primary-care doctor who can handle simple HRT6.7/10Membership + first visit (no insurance)$19.99$129$348.89Discounted lab tests for members.Primary care, not menopause-specialized.Prices checked Oct 7, 2026 · sourceCheck PlushCare's plans and pricing on its site →
AlloyFDA-approved estradiol at a low cash price6.6/10Estradiol pill (shipped and billed every 3 months)$39.99$168.97$528.88Not required on the pages read.Billed quarterly, and the patch price conflicts on Alloy's own page ($100 vs $74.99).Prices checked Oct 7, 2026 · sourceCheck Alloy's plans and pricing on its site →
Henry MedsOne flat monthly price for any HRT form6.6/10Women's HRT, any option$149$149$1,788Labs included in TRT pricing. Collection method not stated on the pages read.HRT is for ages 35 to under 60 only.Prices checked Oct 7, 2026 · sourceCheck Henry Meds's plans and pricing on its site →
WispA low monthly care fee with pharmacy-paid medication6.3/10Menopause Consult$33$33$396Not mentioned.$33/mo covers care only; medication is extra.Prices checked Oct 7, 2026 · sourceCheck Wisp's plans and pricing on its site →
Midi HealthUsing insurance for menopause-specialist visits6.0/10Self-pay visitsnot published$250not publishedTargeted labs when recommended, billed separately (insurance may cover).Self-pay visits are $250 first and $150 after, with medication extra.Prices checked Oct 7, 2026 · sourceCheck Midi Health's plans and pricing on its site →
EvernowInsurance-billed video visits plus a membership5.5/10Membership, 12-month ($420)$35not published$420Only for some medications.Medication cost is not published.Prices checked Oct 7, 2026 · sourceCheck Evernow's plans and pricing on its site →
HersA simple big-brand route to estradiol and progesterone2.4/10no complete price publishednot publishednot publishednot publishedNot mentioned for menopause.No public price; it appears only inside the intake.Prices checked Oct 7, 2026 · sourceCheck Hers's plans and pricing on its site →
EdenA bundled patch + progesterone kit3.5/10gate not verifiedMy Custom Hormone Kit (first month)not published$79not publishedNot stated.Only first-month prices are published.Prices checked Oct 7, 2026 · sourceCheck Eden's plans and pricing on its site →
Joi + BlokesLow-cost bioidentical HRT with lab-based dosing7.1/10gate not verifiedWomen's BHRT (billed quarterly)$59$326$857Lab + clinician visit required. At-home blood draw fee $0. Panels from $149.A lab panel ($149+) is required first; products are compounded.Prices checked Oct 7, 2026 · sourceCheck Joi + Blokes's plans and pricing on its site →

Insurance, medication billing and FDA status

ProviderInsurance / HSAMedication billedFDA-approved or compoundedTestosterone for womenLabsStatesChecked
Hone HealthDoes not accept insurance. FSA/HSA may apply.Through Hone, on top of membershipNot statedYes (injection, cream)$65 initial test, 50+ biomarkers, at 2,000+ Quest locations, or a free at-home draw where available. Premium retests every 3 months.Not listed. Terms say services 'may not be available in your state'.Prices checked Oct 7, 2026 · source
WinonaNo insurance. HSA/FSA accepted.Included in Winona’s priceCompounded bioidenticalNoNot required. Prescribed on symptoms.AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KY, ME, MD, MA, MI, MN, MO, MT, NE, NV, NH, NJ, NY, NC, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI, WY + Puerto Rico. Ages 35–59 for HRT.Prices checked Oct 7, 2026 · source
MyMenopauseRxTakes most major health insurance. FSA/HSA eligible.Your pharmacyBioidentical (FDA status not stated)Not statedQuest. Use insurance, or discounted self-pay bundles.AL, AZ, CT, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MT, ND, NE, NH, NM, NV, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA, WI, WV, WY (39 states + DC).Prices checked Oct 7, 2026 · source
StellaIn-network with hundreds of plans. Superbills for out-of-network. HSA/FSA eligible.Your pharmacy (often covered)FDA-approved onlyNot yet (waitlist)Usually not needed (NAMS guidance).Homepage says 'board-certified clinicians in 50 states'; the insurance checker notes some states lack virtual visits.Prices checked Oct 7, 2026 · source
Kindr HealthCompounded HRT not covered by insurance. HSA/FSA accepted.Included in the planFDA-approved and compoundedYesNo labs required to start. Lab testing offered.All 50 states.Prices checked Oct 7, 2026 · source
PlushCareIn-network with most major plans.Your pharmacyNot statedNot statedDiscounted lab tests for members.Not stated on the pages read.Prices checked Oct 7, 2026 · source
AlloyDoes not accept insurance. HSA/FSA accepted.Through Alloy, billed every 3 monthsFDA-approved estradiolNot statedNot required on the pages read.All 50 states + DC.Prices checked Oct 7, 2026 · source
Henry MedsNo insurance needed (cash-pay).Included in the $149Compounded creams; FDA-approved patch and tabletsYes ($100/mo add-on)Labs included in TRT pricing. Collection method not stated on the pages read.'States we support'. List not captured.Prices checked Oct 7, 2026 · source
WispConsult not billed to insurance; insurance can apply to meds at the pharmacy. HSA/FSA eligible.Your pharmacyNot statedNot statedNot mentioned.All 50 states.Prices checked Oct 7, 2026 · source
Midi HealthIn-network with most major insurance (mostly PPO). HSA/FSA OK. Medicare is out-of-network (self-pay allowed).Your pharmacy (insurance can apply)Not statedNot statedTargeted labs when recommended, billed separately (insurance may cover).All 50 states.Prices checked Oct 7, 2026 · source
EvernowVideo visits in-network with UHC, Aetna, Anthem, BCBS (not Medicare/Medicaid). Medications can use insurance at a local pharmacy. Membership fees HSA/FSA eligible.Local or partner pharmacy (insurance can apply)Not statedNot statedOnly for some medications.All 50 states + DC.Prices checked Oct 7, 2026 · source
HersInsurance not required. Hims & Hers does not take FSA/HSA.Through Hers (price shown only in intake)Not statedNot offered on the pages readNot mentioned for menopause.'Not available in all 50 states.'Prices checked Oct 7, 2026 · source
EdenCash-pay. FSA/HSA eligible.Through Eden’s kitFDA-approved patch + compounded progesteroneNot statedNot stated.Not stated.Prices checked Oct 7, 2026 · source
Joi + BlokesHSA/FSA accepted. Insurance not mentioned.Through Joi + Blokes, quarterlyCompoundedNot statedLab + clinician visit required. At-home blood draw fee $0. Panels from $149.Testosterone not shipped to AL, AR, CT, DE, GA, HI, LA, MN, MO, MS, NC, ND, OK, PA, RI, SC.Prices checked Oct 7, 2026 · source

Every priced plan

ProviderPlanMonthlyFirst chargeFirst 90 days12-monthMinimum termThe catch / not includedCheckedNext step
PlushCareMembership + first visit (no insurance)Care fee only; medication paid separately$19.99$129$168.98$348.89not publishedPrimary care, not menopause-specialized.
  • Follow-up visits (frequency not published)
  • Medication and labs
Prices checked Oct 7, 2026 · sourceCheck PlushCare's plans and pricing on its site →
WispMenopause ConsultCare fee only; medication paid separately$33$33$99$396not published$33/mo covers care only; medication is extra.
  • Medication (paid at your pharmacy)
Prices checked Oct 7, 2026 · sourceCheck Wisp's plans and pricing on its site →
EvernowMembership, 12-month ($420)Care fee only; medication paid separately$35not publishednot published$42012 monthsMedication cost is not published.
  • Medication (not published; insurance can apply at a pharmacy)
  • Assumption: Whether the $420 is charged upfront is not stated.
Prices checked Oct 7, 2026 · sourceCheck Evernow's plans and pricing on its site →
StellaSelf-pay visitsCare fee only; medication paid separatelynot published$200$200$470not publishedNo testosterone yet; medication is paid at your pharmacy.
  • Medication (paid at your pharmacy)
  • Assumption: Stella says most people have a visit every 3 months; we use that.
Prices checked Oct 7, 2026 · sourceCheck Stella's plans and pricing on its site →
AlloyEstradiol pill (shipped and billed every 3 months)$39.99$168.97$168.97$528.883 monthsBilled quarterly, and the patch price conflicts on Alloy's own page ($100 vs $74.99).
  • Progesterone, if needed (priced separately; not captured)
Prices checked Oct 7, 2026 · sourceCheck Alloy's plans and pricing on its site →
EvernowMembership, month to monthCare fee only; medication paid separately$49$49$147$5881 monthMedication cost is not published.
  • Medication (not published; insurance can apply at a pharmacy)
Prices checked Oct 7, 2026 · sourceCheck Evernow's plans and pricing on its site →
WinonaEstrogen tablets (billed every 28 days)$58.66$54$216$703.934 weeksCompounded hormones (not FDA-approved), ages 35 to 59 only.
  • Price is 'from'; dose can change it
Prices checked Oct 7, 2026 · sourceCheck Winona's plans and pricing on its site →
Joi + BlokesWomen's BHRT (billed quarterly)$59$326$326$8573 monthsA lab panel ($149+) is required first; products are compounded.Prices checked Oct 7, 2026 · sourceCheck Joi + Blokes's plans and pricing on its site →
Kindr HealthCore plan ($79 first month)$89$79$257$1,058not publishedNew brand: no Trustpilot reviews yet and LegitScript certification listed as pending.Prices checked Oct 7, 2026 · sourceCheck Kindr Health's plans and pricing on its site →
WinonaEstrogen tablets + progesterone capsules (every 28 days)$101.03$93$372$1,212.324 weeksCompounded hormones (not FDA-approved), ages 35 to 59 only.
  • Prices are 'from'; dose can change them
Prices checked Oct 7, 2026 · sourceCheck Winona's plans and pricing on its site →
AlloyEstradiol patch (billed every 3 months)$100$349$349$1,2493 monthsBilled quarterly, and the patch price conflicts on Alloy's own page ($100 vs $74.99).
  • Progesterone, if needed (priced separately; not captured)
  • Assumption: Alloy's page source also shows $74.99/mo for the patch; we use the $100/mo shown on the page.
Prices checked Oct 7, 2026 · sourceCheck Alloy's plans and pricing on its site →
Henry MedsWomen's HRT, any option$149$149$447$1,7881 monthAge limits apply (testosterone: men 35 to 65), and multi-month plans may require paying the balance.Prices checked Oct 7, 2026 · sourceCheck Henry Meds's plans and pricing on its site →
Hone HealthPremium membership + estradiol patch or gel$213$278$704$2,6211 monthTreatment needs the $155/mo Premium membership on top of medication.Prices checked Oct 7, 2026 · sourceCheck Hone Health's plans and pricing on its site →
Hone HealthPremium + estradiol patch/gel + progesterone$262$327$851$3,2091 monthTreatment needs the $155/mo Premium membership on top of medication.Prices checked Oct 7, 2026 · sourceCheck Hone Health's plans and pricing on its site →
Midi HealthSelf-pay visitsCare fee only; medication paid separatelynot published$250not publishednot publishednot publishedSelf-pay visits are $250 first and $150 after, with medication extra.
  • Returning visits $150 each (how often is not published)
  • Prescriptions and labs (billed separately)
Prices checked Oct 7, 2026 · sourceCheck Midi Health's plans and pricing on its site →
MyMenopauseRxSelf-pay virtual visitCare fee only; medication paid separatelynot published$150not publishednot publishednot published$99 late-cancel fee; 39 states plus DC.
  • Follow-up visits (every 8 to 12 weeks at first, then about every 6 months)
  • Medication (paid at your pharmacy)
  • Labs ($55 menopause bundle, if ordered)
Prices checked Oct 7, 2026 · sourceCheck MyMenopauseRx's plans and pricing on its site →
EdenMy Custom Hormone Kit (first month)not published$79not publishednot publishednot publishedOnly first-month prices are published.
  • Monthly price after the first month (not published)
Prices checked Oct 7, 2026 · sourceCheck Eden's plans and pricing on its site →

Hers publishes no menopause price outside its intake, so it has no row here.

Provider by provider

Best for lab-heavy care with testosterone for women on the menu: Hone Health

Our score 8.5/10 (rubric)
Cost transparency and value (25%)
10.0
Clinical process and monitoring (25%)
10.0
Disclosure (15%)
6.7
Access (15%)
6.7
Patient sentiment (10%)
9.6
Support and cancellation (10%)
5.0
Monthly
$213
First charge
$278
12-month
$2,621
Minimum term
1 month

Plan priced: Premium membership + estradiol patch or gel. Prices checked Oct 7, 2026 · source

What they offer: TRT injections; Testosterone cream; Testosterone troches; Enclomiphene; Clomiphene; Anastrozole; Menopause HRT: estradiol patch/gel, bi-est cream, progesterone (oral and cream), vaginal estradiol/estriol; Testosterone for women (injection, cream); Weight-loss medications; Lab testing (50+ biomarkers).

How care works: $65 initial test, 50+ biomarkers, at 2,000+ Quest locations, or a free at-home draw where available. Premium retests every 3 months. Prescribers: Physicians through Broad Health, an independent physician-owned medical group. Does not accept insurance. FSA/HSA may apply.

The catch: Treatment needs the $155/mo Premium membership on top of medication.

Pros

  • Low-cost $65 entry test with physician consult
  • Broad hormone menu for men and women
  • Trustpilot 4.8 (12,371 reviews)

Cons

  • Treatment needs the $155/mo Premium membership on top of medication
  • Recent Trustpilot reviews mention membership costs as a surprise

Best for compounded bioidentical creams and pills without a lab visit: Winona

Our score 8.2/10 (rubric)
Cost transparency and value (25%)
10.0
Clinical process and monitoring (25%)
5.0
Disclosure (15%)
10.0
Access (15%)
6.7
Patient sentiment (10%)
9.2
Support and cancellation (10%)
10.0
Monthly
$58.66
First charge
$54
12-month
$703.93
Minimum term
4 weeks

Plan priced: Estrogen tablets (billed every 28 days). Prices checked Oct 7, 2026 · source

What they offer: Compounded bioidentical HRT: estrogen body cream, patch, tablets, vaginal cream; progesterone capsules and cream; DHEA; Non-hormonal: sildenafil arousal cream, minoxidil serum, estriol face cream.

How care works: Not required. Prescribed on symptoms. Prescribers: 30+ board-certified physicians. No insurance. HSA/FSA accepted.

The catch: Compounded hormones (not FDA-approved), ages 35 to 59 only.

Pros

  • No labs needed
  • Owns its compounding pharmacies
  • Trustpilot 4.6 (8,666 reviews)

Cons

  • Compounded hormones (not FDA-approved)
  • No testosterone or GLP-1
  • Age 35–59 only

Best for a menopause specialist billed like a normal visit: MyMenopauseRx

Our score 7.9/10 (rubric)
Cost transparency and value (25%)
7.5
Clinical process and monitoring (25%)
10.0
Disclosure (15%)
10.0
Access (15%)
6.7
Patient sentiment (10%)
5.1
Support and cancellation (10%)
5.0
Monthly
not published
First charge
$150
12-month
not published
Minimum term
not published

Plan priced: Self-pay virtual visit. Prices checked Oct 7, 2026 · source

What they offer: Bioidentical HRT (estradiol, progesterone, DHEA); Non-hormonal options; GLP-1 (Saxenda, Wegovy, Zepbound); Labs.

How care works: Quest. Use insurance, or discounted self-pay bundles. Prescribers: Board-certified menopause specialists. Takes most major health insurance. FSA/HSA eligible.

The catch: $99 late-cancel fee; 39 states plus DC.

Pros

  • Insurance-covered visits
  • Same specialist each visit

Cons

  • $99 late-cancel fee
  • Trustpilot 3.3 (4 reviews)

Best for guideline-based HRT through your own pharmacy: Stella

Our score 7.9/10 (rubric)
Cost transparency and value (25%)
7.5
Clinical process and monitoring (25%)
10.0
Disclosure (15%)
6.7
Access (15%)
10.0
Patient sentiment (10%)
5.0
Support and cancellation (10%)
5.0
Monthly
not published
First charge
$200
12-month
$470
Minimum term
not published

Plan priced: Self-pay visits. Prices checked Oct 7, 2026 · source

What they offer: FDA-approved HRT: estrogen (gel, patch, spray, vaginal), progesterone; Non-hormonal options; Health coaching app.

How care works: Usually not needed (NAMS guidance). Prescribers: Board-certified menopause clinicians (Vira Health). Ages 35–70. In-network with hundreds of plans. Superbills for out-of-network. HSA/FSA eligible.

The catch: No testosterone yet; medication is paid at your pharmacy.

Pros

  • Takes insurance
  • FDA-approved medications only
  • Coaching app included

Cons

  • No testosterone yet (waitlist)
  • Trustpilot 2.7 (4 reviews)

Best for one monthly price with medication included: Kindr Health

Our score 6.8/10 (rubric)
Cost transparency and value (25%)
10.0
Clinical process and monitoring (25%)
5.0
Disclosure (15%)
6.7
Access (15%)
10.0
Patient sentiment (10%)
5.0
Support and cancellation (10%)
0.0
Monthly
$89
First charge
$79
12-month
$1,058
Minimum term
not published

Plan priced: Core plan ($79 first month). Prices checked Oct 7, 2026 · source

What they offer: HRT: estradiol (patch, gel, pill), progesterone; FDA-approved and compounded; Testosterone for women; Non-hormonal options; GLP-1 (semaglutide/tirzepatide); Hormone lab testing.

How care works: No labs required to start. Lab testing offered. Prescribers: Board-certified doctors (NAMS-aligned protocols). Compounded HRT not covered by insurance. HSA/FSA accepted.

The catch: New brand: no Trustpilot reviews yet and LegitScript certification listed as pending.

Pros

  • All-inclusive pricing

Cons

  • New brand: Trustpilot profile has 0 reviews
  • Site says 'LegitScript certification pending'

Best for a primary-care doctor who can handle simple HRT: PlushCare

Our score 6.7/10 (rubric)
Cost transparency and value (25%)
5.0
Clinical process and monitoring (25%)
5.0
Disclosure (15%)
10.0
Access (15%)
6.7
Patient sentiment (10%)
7.0
Support and cancellation (10%)
10.0
Monthly
$19.99
First charge
$129
12-month
$348.89
Minimum term
not published

Plan priced: Membership + first visit (no insurance). Prices checked Oct 7, 2026 · source

What they offer: Primary-care telehealth; doctors can prescribe estrogen/progesterone for menopause at their discretion; Labs at a discount.

How care works: Discounted lab tests for members. Prescribers: Board-certified primary-care physicians (may refer complex menopause cases to a specialist). In-network with most major plans.

The catch: Primary care, not menopause-specialized.

Pros

  • Takes insurance
  • General primary care too

Cons

  • Not menopause-specialized
  • Trustpilot 3.5 (2,784 reviews)

Best for FDA-approved estradiol at a low cash price: Alloy

Our score 6.6/10 (rubric)
Cost transparency and value (25%)
10.0
Clinical process and monitoring (25%)
5.0
Disclosure (15%)
3.3
Access (15%)
10.0
Patient sentiment (10%)
8.6
Support and cancellation (10%)
0.0
Monthly
$39.99
First charge
$168.97
12-month
$528.88
Minimum term
3 months

Plan priced: Estradiol pill (shipped and billed every 3 months). Prices checked Oct 7, 2026 · source

What they offer: FDA-approved estradiol: pill, gel, patch, vaginal cream, Evamist spray; Progesterone; GLP-1 weight care.

How care works: Not required on the pages read. Prescribers: Board-certified, menopause-trained medical doctors (Menopause Society/ACOG protocols). Does not accept insurance. HSA/FSA accepted.

The catch: Billed quarterly, and the patch price conflicts on Alloy's own page ($100 vs $74.99).

Pros

  • FDA-approved products
  • Low entry price
  • All 50 states
  • Trustpilot 4.3 (4,007 reviews)

Cons

  • Patch price conflict on page ($100 vs $74.99)
  • Billed quarterly

Best for one flat monthly price for any HRT form: Henry Meds

Our score 6.6/10 (rubric)
Cost transparency and value (25%)
10.0
Clinical process and monitoring (25%)
5.0
Disclosure (15%)
6.7
Access (15%)
3.3
Patient sentiment (10%)
8.8
Support and cancellation (10%)
5.0
Monthly
$149
First charge
$149
12-month
$1,788
Minimum term
1 month

Plan priced: Women's HRT, any option. Prices checked Oct 7, 2026 · source

What they offer: TRT: compounded injection, cream or pill; Kyzatrex oral TRT (FDA-approved); Aromatase inhibitor (no extra cost if prescribed); Menopause HRT: compounded body cream, vaginal cream; FDA-approved patch, tablets; Testosterone for women (add-on); GLP-1.

How care works: Labs included in TRT pricing. Collection method not stated on the pages read. Prescribers: Licensed healthcare providers through independent professional entities. No insurance needed (cash-pay).

The catch: HRT is for ages 35 to under 60 only.

Pros

  • One flat price including labs and visits
  • Covers men's and women's hormones
  • Trustpilot 4.4 (12,532 reviews)

Cons

  • Testosterone age limits: men 35–65, women 35–60; HRT 35 to under 60
  • Multi-month plans may require paying the remaining balance
  • Kyzatrex not available in California
  • Ages 35 to under 60 for HRT

Best for a low monthly care fee with pharmacy-paid medication: Wisp

Our score 6.3/10 (rubric)
Cost transparency and value (25%)
5.0
Clinical process and monitoring (25%)
5.0
Disclosure (15%)
6.7
Access (15%)
10.0
Patient sentiment (10%)
8.2
Support and cancellation (10%)
5.0
Monthly
$33
First charge
$33
12-month
$396
Minimum term
not published

Plan priced: Menopause Consult. Prices checked Oct 7, 2026 · source

What they offer: Menopause consult: estradiol patch/gel/oral, micronized progesterone, Provera; Estradiol vaginal cream.

How care works: Not mentioned. Prescribers: Independent physicians / certified menopause experts. Consult not billed to insurance; insurance can apply to meds at the pharmacy. HSA/FSA eligible.

The catch: $33/mo covers care only; medication is extra.

Pros

  • Low monthly care fee
  • All 50 states
  • Trustpilot 4.1 (11,560 reviews, all Wisp services)

Cons

  • Medication cost extra
  • Trustpilot rating covers all Wisp services, not just menopause

Best for using insurance for menopause-specialist visits: Midi Health

Our score 6.0/10 (rubric)
Cost transparency and value (25%)
5.0
Clinical process and monitoring (25%)
5.0
Disclosure (15%)
6.7
Access (15%)
10.0
Patient sentiment (10%)
5.0
Support and cancellation (10%)
5.0
Monthly
not published
First charge
$250
12-month
not published
Minimum term
not published

Plan priced: Self-pay visits. Prices checked Oct 7, 2026 · source

What they offer: Menopause/perimenopause care: estradiol, progesterone, estradiol cream, non-hormonal options; GLP-1s; Metabolic, thyroid and B12 labs.

How care works: Targeted labs when recommended, billed separately (insurance may cover). Prescribers: Board-certified clinicians trained in women's health (NPs, MDs, NAMS-certified). In-network with most major insurance (mostly PPO). HSA/FSA OK. Medicare is out-of-network (self-pay allowed).

The catch: Self-pay visits are $250 first and $150 after, with medication extra.

Pros

  • Takes insurance
  • All 50 states
  • Menopause-trained clinicians

Cons

  • Self-pay visits are expensive ($250 first)
  • Trustpilot 4.1 (~2K reviews, seen in Trustpilot related box)

Best for insurance-billed video visits plus a membership: Evernow

Our score 5.5/10 (rubric)
Cost transparency and value (25%)
5.0
Clinical process and monitoring (25%)
5.0
Disclosure (15%)
3.3
Access (15%)
10.0
Patient sentiment (10%)
4.9
Support and cancellation (10%)
5.0
Monthly
$35
First charge
not published
12-month
$420
Minimum term
12 months

Plan priced: Membership, 12-month ($420). Prices checked Oct 7, 2026 · source

What they offer: HRT: estradiol patch/pill, progesterone, norethindrone; Non-hormonal options; GLP-1 (e.g., Mounjaro); Hair, skin, vaginal health.

How care works: Only for some medications. Prescribers: Menopause-trained clinicians (ACOG / Menopause Society guidelines). Video visits in-network with UHC, Aetna, Anthem, BCBS (not Medicare/Medicaid). Medications can use insurance at a local pharmacy. Membership fees HSA/FSA eligible.

The catch: Medication cost is not published.

Pros

  • Insurance for visits and meds
  • All 50 states

Cons

  • Medication cost not published
  • Trustpilot 2.0 (15 reviews)

Best for a simple big-brand route to estradiol and progesterone: Hers

Our score 2.4/10 (rubric)
Cost transparency and value (25%)
0.0
Clinical process and monitoring (25%)
5.0
Disclosure (15%)
0.0
Access (15%)
3.3
Patient sentiment (10%)
6.6
Support and cancellation (10%)
0.0
Monthly
not published
First charge
not published
12-month
not published
Minimum term
not published

What they offer: Menopause/perimenopause HRT: estradiol pill or patch, progesterone pill, estradiol vaginal cream.

How care works: Not mentioned for menopause. Prescribers: Licensed providers trained in women's health. Medical expert: Dr. Jessica Shepherd, board-certified OB/GYN. Insurance not required. Hims & Hers does not take FSA/HSA.

The catch: No public price; it appears only inside the intake.

Pros

  • Big brand, LegitScript-certified
  • Unlimited provider messaging

Cons

  • No public pricing
  • Trustpilot 3.3 (10,546 reviews)

Listed but not ranked (the pages we read don't show both a licensed prescriber and an evaluation before prescribing): Eden, Joi + Blokes.

How we rank menopause telehealth

The clinical gate (pass/fail) asks for a licensed prescriber and a clinician evaluation before HRT is prescribed. Providers that pass are scored on the same public checklist as our men's list: cost transparency (25%), clinical process (25%), disclosure (15%), access (15%), patient sentiment (10%) and support and cancellation (10%). Payment never changes a score. Full methodology →

What changed for HRT in 2025–2026

On November 10, 2025, FDA began removing the boxed-warning language about cardiovascular disease, breast cancer and probable dementia from menopausal hormone therapy labels, and on February 12, 2026 it approved the first six updated labels. The boxed warning about endometrial cancer stays on systemic estrogen-alone products. These are label changes; whether HRT suits you is still a decision to make with a licensed clinician.

Who shouldn't start HRT online

Hormone therapy labels and The Menopause Society's position statement describe situations that usually rule out or complicate systemic HRT, such as a history of breast or endometrial cancer, blood clots or stroke, active liver disease, or unexplained vaginal bleeding. A good online intake asks about each of these. If yours doesn't, or you have a complex history, an in-person menopause specialist may be the better start.

FAQ

What is the cheapest way to get HRT online?

On published cash prices checked Oct 7, 2026, Alloy's estradiol pill comes to about $528.88 for a year including its $49 consult, with progesterone priced separately. Care-only services such as Wisp ($33/mo) can cost less if your insurance covers generic HRT at the pharmacy.

Can I use insurance for online menopause care?

Midi, Stella, MyMenopauseRx and PlushCare bill visits to many insurance plans, and Evernow bills video visits to several large insurers. Winona, Alloy, Kindr, Hone and Henry Meds are cash-pay, though several accept HSA/FSA.

Do I need blood tests before starting HRT online?

Often not. Winona, Alloy and Kindr say no labs are needed to start, and Stella says they are usually not needed, in line with The Menopause Society’s guidance that diagnosis is usually based on age and symptoms. Hone and Joi + Blokes require a lab panel first.

What is the difference between FDA-approved and compounded HRT?

FDA-approved estradiol and progesterone come as pills, patches, gels, sprays and vaginal forms. Compounded "bioidentical" hormones are not FDA-approved. In November 2025 FDA began removing most boxed-warning language from menopausal hormone therapy labels; the endometrial-cancer warning stays on systemic estrogen-alone products.

Can women get testosterone online?

Hone, Henry Meds (a $100/mo add-on) and Kindr list testosterone for women. Stella has a waitlist. No testosterone product is FDA-approved for women in the US, so it is prescribed off-label; ask a licensed clinician whether it fits your situation.

Why do some plans add progesterone?

Systemic estrogen-alone products keep an FDA boxed warning about endometrial cancer, so people with a uterus are usually prescribed a progestogen as well. Winona, Hone, Alloy, Stella, Wisp and others offer progesterone; check that the price you compare includes it if you need it.

Can I cancel?

Per-visit services (Midi, Stella, MyMenopauseRx) have no subscription. Winona lets you pause or cancel any time; Alloy ships and bills 3-month supplies; MyMenopauseRx charges $99 for late cancellations.

Head-to-head and related guides

Sources

Provider facts come from each provider's own pages, read Oct 7, 2026. Regulatory lines link to the primary source.